Read Proverbs 26:13-16 with Matthew 25:14-30
The parable of the talents must been kept in context of the teaching on the return of Jesus Christ. In this parable Jesus is addressing the visible church, contrasting true and living faith with, what James calls, dead faith. The wicked and lazy servant did not love his Lord’s appearing [2Tim.4:8] and was not hastening that day [2Peter 3:12] with good and faithful service. How are you using the talents Christ, in accordance with your abilities, has given you?